tag:blogger.com,1999:blog-3280579553156357274.post5309378608300739367..comments2023-05-06T05:17:59.752-04:00Comments on Simply Bonkers: How Do You Do It? Money-WiseSimply Bonkers!http://www.blogger.com/profile/16852554568592885521noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-3280579553156357274.post-45143554590832457902011-04-25T22:17:19.816-04:002011-04-25T22:17:19.816-04:00Kim,
Yes, I said, "Start a side business.&qu...Kim, <br />Yes, I said, "Start a side business." <br /><br />Hey, I was thinking about the satellite your husband will not give up. Focus on cutting out other things. Get him in the saving groove before you face the things he will not give up. In the meantime, keep up, mentally, with what he likes. I hear you can find options to all this that is cheaper. Just don't talk about giving it up and quite possibly he will cut back cheerfully on other things. Is he the husband who made money from his hobby? If so, maybe it is time some of that money goes into savings or paying off bills.Practical Parsimonyhttp://www.practical-parsimony.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-3280579553156357274.post-81998379125283787062011-04-22T19:14:43.950-04:002011-04-22T19:14:43.950-04:00Well, Meg...sometimes you simply can't make it...Well, Meg...sometimes you simply can't make it on one income! We can't! I babysit to bring in extra money for the groceries. We cut everything down and live REALLY simply...we just make it work...when we crunch numbers it is a stress, but we somehoe make it all work...that's God! If it is in His plan for you to be at home, He will provide what is needed. Yes, you have to plan and work things out..but you also have to take a step in faith. Faith is believing without seeing. The Bible promises He will care for our NEEDS...my advice is this...just do it! Start your family...stay home and love your hubby and future babies! If we all waited until things were perfect to do something...chances are we would never do it at all! If Rob and I waited until things were all "worked out" to have kids and for me to stay home..we still wouldn't be able to do it! And here I am...homeschooling mommy of 7! It can be done! I'm praying for you, and I know you will find peace with this :0)Kimhttps://www.blogger.com/profile/03666590639413473912noreply@blogger.comtag:blogger.com,1999:blog-3280579553156357274.post-27242629153959196152011-04-22T14:12:13.223-04:002011-04-22T14:12:13.223-04:00You need a phone of some sort. Look for a better c...You need a phone of some sort. Look for a better company or plan. Satellite? Maybe you can cut back on that service without cutting it off entirely. Cut back all the allowances. Find cheaper entertainment, free if possible. at home if possible. Invest in badminton, etc. Just go bowling less. You don't have to give it up. Supplement chick feed with free food. Honestly, mine are healthy and give me eggs, and I spend $0 for food. Remember, hens give back. If you happen to have roosters, give them away.Every dime you cut out of the budget, is a dime closer to your staying home with your child. Look for a bargain, a coupon, a cheaper time for everything you do. If you do need more income once you have a child, you can do like lots of us--find a part time job when husband can keep your child at home. If either of you has a hobby that brings in any income, funnel most of right back into the budget.Practical Parsimonyhttp://www.practical-parsimony.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-3280579553156357274.post-85345912338072823382011-04-22T06:10:16.363-04:002011-04-22T06:10:16.363-04:00Very good points, Practical Parsimony. Yes, I lov...Very good points, Practical Parsimony. Yes, I love my little car, but that is the one that will most likely have to be replaced if we have a little one. It is only a 2 door, and I remember getting my niece into it when she was 3 in the car seat - NOT EASY! I think my head still hurts from whacking it on the door!<br /><br />Great point on the animals too. :-) I have realized that as well. It seems like we are always buying food for the cats, puppy and chicks!<br /><br />If it were my choice, I'd get rid of $225 worth of satelite and cell phones every month. We have no phone line in the house - just the cell phones. Hubby insists on both. <br /><br />I will try to find ways to cut back even more than we already do. Yes, I take lunches to work. However, I get an "allowance" of $20/week (so does hubby) to do what we want with it. If we want to go out to eat for lunch a couple times while at work, we use our allowance money. We also have $100/month for entertainment. That is for us to go lunch once or twice, a dollar movie, or whatever we want to do. Bowling, putt-putt, whatever. <br /><br />At any rate, as I said, you have alot of great points. Thank you. I will definitely see what we can do.Simply Bonkers!https://www.blogger.com/profile/16852554568592885521noreply@blogger.comtag:blogger.com,1999:blog-3280579553156357274.post-78449854342052207112011-04-21T22:39:14.457-04:002011-04-21T22:39:14.457-04:00You can use the money for the addition to fix up t...You can use the money for the addition to fix up the house next door which can serve for a place to stash garden supplies, a place to germinate seeds, and storage that a garage will provide.<br />I can only assume you are taking lunches to work, not buying coffee out, not cooking with expensive ingredients. Yes, I read your blog regularly, but right now, I am not going to reread to see...lol...how I can become absentminded so quickly. Really, not trying to insult you by telling you things you already do.Practical Parsimonyhttp://www.practical-parsimony.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-3280579553156357274.post-50341468679473530862011-04-21T22:35:34.552-04:002011-04-21T22:35:34.552-04:00Fix the house with his equipment rather than build...Fix the house with his equipment rather than build a new structure. Assess once again how you are spending money on clothing, food, and media material. If you are spending money of mags, papers, dvds, etc., you can probably cut ou that category completely. Start a little side business, one for each of you. These can be morphed or expanded when you need to quit work to stay home. In the meantime, you can use the money for whatever. The next may not be a welcome suggestion, but your animals are expensive. I would not suggest you get rid of any. Just don't adopt more. Let them stay around. Be steadfast and don't let anyone talk you into anything to do with replacing animals. Yes, you love them. But, you will really love a baby. Choose! Over time won't the Roth pay off better than paying down debt or building a cushion? No, you don't need a $12 car, but if you are keeping cars for a long time and buying new, it seems prudent to spend that much money. I know you like your cute little cars, but you have no idea how small a car can become with a baby and equipment...lol. Most families can live off one income. It is two tvs and dvd players, multiples of everything that will eat your money. Remember, families did have only one tv and survived. It is the extras that families try to justify as necessary that cause many women to have to work. You seem determined and willing. Look again at the budget. My daughter lives in a three bedroom house with eat in kitchen, living room and one bath. Yet, she finds three tvs necessary. Okay, I cannot convince her, but she is finding it too hard to support herself and two children, even with child support. To her credit, she is not buying them right now. All three were in place when she divorced. She has given up expensive phone plan and gone to better plan for less. With her permission and blessing, I get on the phone and pretend to be her and reduce payments and balances, correct errors, get her good deals on services. She and her friends are amazed at the money I save her.Practical Parsimonyhttp://www.practical-parsimony.blogspot.comnoreply@blogger.com