"Having A Car Note When You're Married Is A Given"

I was having a conversation with a woman here at work.  She is single, and her kids are grown and out of the house.  We were talking about bills.  I was talking about our efforts to pay off Todd’s vehicle by the end of this month.  She said, “Having a car note when you’re married is a given.  One of you needs to have a note.”  

I told her that we are striving to be without ANY notes, but she kept persisting that it’s not likely that we will be without a car note for long.  She continued, “It seems like the mechanics know when you don’t have a car note, because they just keep charging $400 every time you take your car in to get fixed.  You are better off with a newer car and a note!”

I was a bit perturbed (to say the least) when she was saying this.  THESE ideas are what are keeping people in the United States in debt!  It is absolutely absurd! 

I bit my tongue and let her go on her way.  If she really believes this, then there is no sense in me talking until I’m blue in the face about how I believe that debt-freedom is the way to go.

I understand that not everyone has a handy hubby like I do.  I am blessed that Todd can work on our cars.  Heck, he rebuilt a transmission on his old clunker car for a FRACTION of the price.  But Todd and I both have new(er) vehicles.  Todd maintains our vehicles very well.  When we bought my vehicle (brand new in 2006,) he sprayed underneath of it so that it wouldn’t rust.  He did the same with his when he bought it.  My car is an ’07 and his is an ‘08.  If we can’t keep these vehicles up and running for another 5-7 years, I would be very disappointed.