Taboo

I know that talking about money is taboo.  However, I like to talk about numbers.  I don’t mind sharing information about how much Todd and I have in our 401K’s with work, how much we’ve paid off in the past year, how much more we have to go, what I am planning to do with IRA’s for the both of us in the near future, how much we owe on our house, etc.

I don’t understand why money is such a touchy subject.   It is something that is not talked about openly by many.  It is hush-hush about how much a family makes in a year.  Our finances would probably make more sense if you knew how much we made.  A $418 mortgage payment doesn’t sound like a lot, but what if we were making $25,000/year?  That would be A LOT!  That same mortgage payment would seem like nothing based on a $100,000 income, would it not?  I have talked about every other aspect of our finances except our incomes, and that is going to change in the next sentence.  Todd and I make approximately $68,000/year combined (it may be a little higher this year.)  There you have it.  That may be piddly to some, or a lot to others, but it is what it is. We make approximately the same amount, which is odd, because Todd’s hourly wage is $4 less than mine.  However, one week, he works 36 hours, the next he works 48 hours.  That overtime makes our incomes pretty close (within $5,000/year.)

My goal is to learn how to live off of one income.  I would really like for Todd to get out of the place he works.  Also, if we were to have children, I would like to stay home with them. 

So, there you have it.

Everything is out in the open.